Firm profile

Destiny Family Office

TAVARES, FLCRD 338015Registration Status: ApprovedEffective since September 19, 2025SEC # 801-134301Latest ADV September 16, 2026

Destiny Family Office is an SEC registered investment adviser organized as a limited liability company with a primary office location in Tavares, FL. Its latest Form ADV filing, dated September 16, 2026, reports $605M in regulatory assets under management, 7 employees, 2 offices, and 294 accounts.

Assets Under Management
$605M
Employees
7
Offices
2 offices
Total Clients
62

Associated firm names

2 names listed
  • DESTINY FAMILY OFFICE
  • DESTINY FAMILY OFFICE, LLC

Leadership

1 roles identified
CCOThomas H. Ruggie

Advisory services offered

5 types reported
Financial Planning Services
Pension consulting services
Portfolio management for individuals and small businesses

Fee models offered

2 types reported
Asset based fees
Hourly charges

Offices & Contact

Primary office

TAVARES, Florida, United States

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Primary office regionOther reported regions

Shading shows states and countries with reported offices. Cities are listed below; shading does not indicate service coverage.

Florida

TAVARESPrimary office · WINTER PARK

2 office records listed · 2 total offices reported. Counts can use different reporting dates. SEC filers may list only their largest 25 additional offices.

Contact and digital presence

ADV profile links

Regulatory Assets Under Management Breakdown

Total regulatory assets under management$605Mas of September 16, 2026
Discretionary86.7%
$525M
87% of total RAUM86.7%
Non-discretionary13.3%
$80M
13% of total RAUM13.3%
Regulatory assets under management are split between discretionary and non-discretionary assets.

Client Coverage Demographics

Top client segmentIndividuals represent 54.8% of total clients.
Top client categories% of clientsClients
1
Individuals
54.8%
34
2
HNWI
45.2%
28
Categories with <5 clients
Corporations or other businesses not listed above<5 clients

Assets under management Growth by Quarter

Quarterly points use the latest ADV filing or SEC roster snapshot available in each quarter.

Total AUM$605M
Total Accounts294
10Y AUM Change+$605M

Private Funds

Private funds reported by Destiny Family Office

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Employee Growth by Quarter

Quarterly points use the latest ADV filing or SEC roster snapshot available in each quarter.

Total Employees7
Clients per Employee9:1
10Y Employee Change0 (0.0%)

Historical AUM and employee figures reflect available SEC Form ADV filings under this CRD. Filing gaps may reflect registration status changes, dormant periods, state registration periods, firm restructuring, or other reporting changes. Rialytix does not interpolate missing periods.


Ownership

Reported direct and indirect ownership ranges

Each range applies to a separate reported relationship and should not be added together.

Reported ownership ranges

Highlighted bands show the percentage range reported in Form ADV.

0%25%50%75%100%
THOMAS H. RUGGIE REVOCABLE TRUST DTD 1/18/2001Direct owner · Schedule AInterest in DESTINY FAMILY OFFICE
75%+
ROBERT L. CLARK REVOCABLE TRUST DTD 9/29/2014Direct owner · Schedule AInterest in DESTINY FAMILY OFFICE
10% to < 25%
THOMAS HUEY RUGGIEDirect owner · Schedule AInterest in DESTINY FAMILY OFFICE
< 5%
AUDREY MARIE MANCUSODirect owner · Schedule AInterest in DESTINY FAMILY OFFICE
< 5%
JORGE A ROMERODirect owner · Schedule AInterest in DESTINY FAMILY OFFICE
< 5%
THOMAS HUEY RUGGIEIndirect owner · Schedule BInterest in THOMAS H. RUGGIE REVOCABLE TRUST DTD 1/18/2001
75%+

Bars represent the reported range at that individual ownership step, not an estimated percentage of the advisory firm. Indirect relationships may refer to intermediate entities rather than directly to Destiny Family Office.

Reported ownership and control details

Form ADV · Filing date 2026-09-16 · Schedules A and B

7 entries
#Owner / person & roleInterest in entityReported interestControl personTitle / status acquiredSource
1THOMAS HUEY RUGGIEMANAGING MEMBER/CHIEF COMPLIANCE OFFICERIndividualDESTINY FAMILY OFFICELess than 5%Code NAYesMANAGING MEMBER/CHIEF COMPLIANCE OFFICER07/2025Schedule APDF page 20
2AUDREY MARIE MANCUSOMEMBERIndividualDESTINY FAMILY OFFICELess than 5%Code NANoMEMBER07/2025Schedule APDF page 20
3JORGE A ROMEROMEMBERIndividualDESTINY FAMILY OFFICELess than 5%Code NANoMEMBER07/2025Schedule APDF page 20
4THOMAS H. RUGGIE REVOCABLE TRUST DTD 1/18/2001MEMBERDomestic entityDESTINY FAMILY OFFICE75% or moreCode EYesMEMBER10/2025Schedule APDF page 20
5ROBERT L. CLARK REVOCABLE TRUST DTD 9/29/2014MEMBERDomestic entityDESTINY FAMILY OFFICE10% to less than 25%Code BNoMEMBER10/2025Schedule APDF page 20
6THOMAS HUEY RUGGIEOWNER/TRUSTEEIndividualTHOMAS H. RUGGIE REVOCABLE TRUST DTD 1/18/200175% or moreCode EYesOWNER/TRUSTEE10/2025Schedule BPDF page 20
7Robert ClarkOWNER/TRUSTEEIndividualROBERT L. CLARK REVOCABLE TRUST DTD 9/29/2014Percentage not specifiedCode FYesOWNER/TRUSTEE10/2025Schedule BPDF page 20

Less than 5% may include zero. Code F identifies a role without specifying a percentage. Reported interests may overlap and may not include every owner. Total indirect ownership is not calculated.

Compliance & Disclosures

Responses were selected by the RIA in its filing. Questions are shortened for readability; “you” refers to the reporting firm, and some questions also cover advisory affiliates.

Item 11 responses have not been pulled yet for this RIA.

RIA or supervised-person involvementThe RIA’s response about whether these events involve the firm or its supervised persons is unavailable.RIA responseUnavailable
AFelonies2 Unavailable

In the past ten years, have you or any advisory affiliate:

  • A1Been convicted of or pleaded guilty or no contest to a felony?Unavailable
  • A2Been charged with a felony?Unavailable
BMisdemeanors2 Unavailable

In the past ten years, have you or any advisory affiliate:

  • B1Been convicted of or pleaded guilty or no contest to a misdemeanor involving investments, an investment-related business, fraud, false statements or omissions, wrongful taking of property, bribery, perjury, forgery, counterfeiting, or extortion?Unavailable
  • B2Been charged with a misdemeanor of the kind listed above?Unavailable
CSEC or CFTC actions5 Unavailable

Has the SEC or CFTC ever:

  • C1Found you or an advisory affiliate made a false statement or omission?Unavailable
  • C2Found you or an advisory affiliate violated SEC or CFTC regulations or statutes?Unavailable
  • C3Found you or an advisory affiliate caused an investment-related business to have its authorization to do business denied, suspended, revoked, or restricted?Unavailable
  • C4Entered an order against you or an advisory affiliate in connection with investment-related activity?Unavailable
  • C5Imposed a civil money penalty on you or an advisory affiliate, or ordered you or an advisory affiliate to cease and desist from any activity?Unavailable
DOther regulatory actions5 Unavailable

Has any other federal regulatory agency, state regulatory agency, or foreign financial regulatory authority ever:

  • D1Found you or an advisory affiliate made a false statement or omission, or was dishonest, unfair, or unethical?Unavailable
  • D2Found you or an advisory affiliate violated investment-related regulations or statutes?Unavailable
  • D3Found you or an advisory affiliate caused an investment-related business to have its authorization to do business denied, suspended, revoked, or restricted?Unavailable
  • D4In the past ten years, entered an order against you or an advisory affiliate in connection with investment-related activity?Unavailable
  • D5Denied, suspended, or revoked your or an advisory affiliate’s registration or license, or otherwise prevented association with an investment-related business or restricted activities?Unavailable
ESelf-regulatory organization actions4 Unavailable

Has a self-regulatory organization or commodities exchange ever:

  • E1Found you or an advisory affiliate made a false statement or omission?Unavailable
  • E2Found you or an advisory affiliate violated its rules, other than a violation designated as a minor rule violation under an SEC-approved plan?Unavailable
  • E3Found you or an advisory affiliate caused an investment-related business to have its authorization to do business denied, suspended, revoked, or restricted?Unavailable
  • E4Disciplined you or an advisory affiliate by expulsion, suspension, barring association with other members, or otherwise restricting activities?Unavailable
FProfessional authorizations1 Unavailable
  • FHas an authorization to act as an attorney, accountant, or federal contractor granted to you or an advisory affiliate ever been revoked or suspended?Unavailable
GPending regulatory proceedings1 Unavailable
  • GAre you or any advisory affiliate now the subject of a regulatory proceeding that could result in a “Yes” answer to any part of C, D, or E?Unavailable
HCivil judicial actions and proceedings4 Unavailable

(1) Court actions

Has a domestic or foreign court:

  • H(1)(a)In the past ten years, enjoined you or an advisory affiliate in connection with investment-related activity?Unavailable
  • H(1)(b)Found that you or an advisory affiliate violated investment-related statutes or regulations?Unavailable
  • H(1)(c)Dismissed, pursuant to a settlement agreement, an investment-related civil action brought against you or an advisory affiliate by a state or foreign financial regulatory authority?Unavailable

(2) Pending civil proceedings

  • H(2)Are you or any advisory affiliate now the subject of a civil proceeding that could result in a “Yes” answer to any part of H(1)?Unavailable

* Metrics are based on the latest available data, including Form ADV filings, brochures, and relationship summaries pulled from the SEC IAPD, and may be subject to change. Learn what is included in the Rialytix data. Please refer to the firm's official disclosures for the most accurate information using their CRD number. This is not investment advice.