Firm profile

PEARL PLANNING

DEXTER, MICRD 336568Latest ADV March 13, 2026

Pearl Planning is an SEC registered investment adviser organized as a limited liability company with a primary office location in Dexter, MI. Its latest Form ADV filing, dated March 13, 2026, reports $329M in regulatory assets under management, 7 employees, and 949 accounts.

Assets Under Management
$329M
Employees
7
Offices
--
Total Clients
305
Primary office
DEXTER, MI
8031 MAIN STREET, SUITE 201, DEXTER, MI, United States
ADV Item 1F location record

Contact and digital presence

ADV profile links

Leadership

1 roles identified
CCOMelissa N. Joy

Advisory services offered

5 types reported
Financial Planning Services
Pension consulting services
Portfolio management for businesses

Fee models offered

3 types reported
Asset based fees
Fixed fees
Hourly charges
Sources checked May 17, 2026

Client Coverage Demographics

Top client segmentIndividuals represent 65.9% of total clients.
Top client categories% of clientsClients
1
Individuals
65.9%
201
2
HNWI
34.1%
104
Categories with <5 clients
Charitable Organizations<5 clients
Corporations or other businesses not listed above<5 clients
Pension and profit sharing plans<5 clients

Regulatory Assets Under Management Breakdown

Total regulatory assets under management$329Mas of March 13, 2026
Discretionary100.0%
$329M
100% of total RAUM100.0%
Non-discretionary0.0%
$0
0% of total RAUM0.0%
All regulatory assets under management are discretionary.

Assets under management Growth by Quarter

Quarterly points use the latest ADV filing or SEC roster snapshot available in each quarter.

Total AUM$329M
Total Accounts949
10Y AUM Change+$329M

Employee Growth by Quarter

Quarterly points use the latest ADV filing or SEC roster snapshot available in each quarter.

Total Employees7
Clients per Employee44:1
10Y Employee Change+4 (+133.3%)

* Metrics are based on the latest available data, including Form ADV filings, brochures, and relationship summaries pulled from the SEC IAPD, and may be subject to change. Learn what is included in the Rialytix data. Please refer to the firm's official disclosures for the most accurate information using their CRD number. This is not investment advice.