Firm profile

RETIREMENT MANAGEMENT SYSTEMS

LEONARDTOWN, MDCRD 150351Latest ADV February 26, 2026

Retirement Management Systems is an SEC registered investment adviser organized as a corporation with a primary office location in Leonardtown, MD. Its latest Form ADV filing, dated February 26, 2026, reports $1.9B in regulatory assets under management, 11 employees, 2 offices, and 4,472 accounts.

Assets Under Management
$1.9B
Employees
11
Offices
2 offices
Total Clients
3,032
Primary office
LEONARDTOWN, MD
41615 PARK AVENUE, SUITE 115, LEONARDTOWN, MD, United States
ADV Item 1F location record

Contact and digital presence

ADV profile links

Leadership

2 roles identified
CEOJoseph M. Scarborough
CCOJoseph M. Scarborough

Advisory services offered

5 types reported
Educational seminars/workshops
Financial Planning Services
Other advisory services

Fee models offered

3 types reported
Asset based fees
Fixed fees
Hourly charges
Sources checked May 16, 2026

Client Coverage Demographics

Top client segmentIndividuals represent 81.8% of total clients.
Top client categories% of clientsClients
1
Individuals
81.8%
2,479
2
HNWI
18.2%
553

Regulatory Assets Under Management Breakdown

Total regulatory assets under management$1.9Bas of February 26, 2026
Discretionary100.0%
$1.9B
100% of total RAUM100.0%
Non-discretionary0.0%
$0
0% of total RAUM0.0%
All regulatory assets under management are discretionary.

Assets under management Growth by Quarter

Quarterly points use the latest ADV filing or SEC roster snapshot available in each quarter.

Total AUM$1.9B
Total Accounts4,472
10Y AUM Change+$881M (+87.5%)

Employee Growth by Quarter

Quarterly points use the latest ADV filing or SEC roster snapshot available in each quarter.

Total Employees11
Clients per Employee276:1
10Y Employee Change+8 (+266.7%)

* Metrics are based on the latest available data, including Form ADV filings, brochures, and relationship summaries pulled from the SEC IAPD, and may be subject to change. Learn what is included in the Rialytix data. Please refer to the firm's official disclosures for the most accurate information using their CRD number. This is not investment advice.